Cost of living alone | Sanitas health insurance

Money, money, money

There’s no getting around it: you need a budget. In addition to rent and ancillary costs, you also need to pay telephone, electricity, internet and television bills as well as cover costs for food, cleaning products and clothes – and that’s before you even think about buying furniture.


How far will your savings and wages stretch in your quest for independence? Draw up a budget. This will help give you a better idea of what you can afford and what not.

A general rule of thumb is that rent and utility costs combined should not cost more than a quarter to one third of your gross salary. But there are other expenses on top of rent which were probably financed by your parents, such as rental deposit, health insurance, tax, bills, food – the list goes on. If you’re able to realistically estimate your expenses you’ll be better equipped to decide whether you can afford to leave home.

There are a whole range of resources which can help you draw up a budget in next to no time. You’ll find a list of online budget templates and app tips here:

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