Money-saving tips | Sanitas health insurance
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Money-saving tips

Money-saving tips

There are several ways you can save money on your health insurance. We’ll show you the most effective. You can also contact us at any time for advice. We’ll be glad to help.   

Discounts for young adults

There’s good news for young adults aged 19 to 25: from 2019 you receive a discount of up to 35% on the adult premium (previously 10%).

Increase your deductible and save up to CHF 1,000

You can reduce your premium and save up to CHF 1,000 a year by choosing a higher deductible. This is a great option if you rarely go to the doctors. Just bear in mind that, in an emergency, you’ll have to cover the costs of any treatment up to the amount stipulated in your deductible (including the maximum CHF 700 copayment).

Compact One
Binding medical advice by phone
CallMed
Initial phone consultation
CareMed
Family doctor model
NetMed
Care and treatment from a network of physicians
  • Binding medical advice line, available around the clock
  • Binding care coordination via text message, email or app
  • For families: Children’s health hotline and emergency nanny referral service
  • 24/7 medical advice by phone from Medgate
  • Free choice of doctors
  • Initial treatment and care coordination by your family doctor
  • Initial treatment and care coordination by a doctor from a network of physicians or group practice
  • Premium discount of up to 15%
  • Premium discount of up to 9%
  • Premium discount of up to 8%
  • Premium discount of up to 10%
  • Available throughout Switzerland
  • Available throughout Switzerland
  • Available throughout Switzerland
  • Not available throughout Switzerland

Premium reductions

Find out whether you’re eligible for a premium reduction based on your income.

Exclude accident cover

If you’re employed for at least 8 hours a week with the same employer, then you’re covered by your employer for accidents. You can save 6.5% on your premium by excluding accident cover from your basic insurance.

Find out more

Cheaper together

Many companies offer their employees the chance to take out health insurance through them. You, too, could benefit from a group discount. Check whether your employer has such a scheme in place. Don’t forget to check the benefits on offer, too. Sometimes it’s better to combine a new plan with your existing health insurance plans.

Find out more
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