Legal notice

Legal information, data privacy and data security

Use of Sanitas Krankenversicherung (hereafter: “Sanitas”) web pages and the information and documents therein is subject to the following terms of use.

By using or retrieving information or documents from Sanitas’s web pages, users explicitly agree to these terms of use.


Purpose

Sanitas’s web pages are designed to give people who are interested an overview of Sanitas’s products and services, and do not constitute any offer in the legal sense.


No guarantee

Sanitas prepares, checks and maintains its web pages with all due care and to the best of its knowledge. Nevertheless, Sanitas cannot guarantee that the information, documents and other information provided are complete and free of error.

For binding information you are referred to the relevant application forms and general terms of insurance.


Liability

Sanitas shall not be liable for any direct or indirect loss or damage and subsequent loss or damage resulting from the use of its web pages. Sanitas shall likewise not be liable for any direct or indirect loss or damage and subsequent loss or damage resulting from the use of links provided on its web pages. Sanitas provides no guarantee that the information, software and other components provided on its web pages will function and are free of viruses.

Sanitas reserves the right to interrupt provision of the sanitas.com service at any time if security risks are identified, and accepts no liability for any resultant loss or damage.


Copyright

The entire contents of Sanitas's web pages are copyrighted. Parts of the website may be downloaded or printed provided that legally protected terms are not removed. Use of part or all of the content of our web pages in electronic, written or other form for public and/or commercial purposes is permitted only with the prior written consent of Sanitas. Consent to use the Sanitas web pages does not constitute the granting or transfer of any copyright.


Links

Sanitas web pages provide links to the websites of other companies. Sanitas offers no guarantee for the information, products, services or other content contained in these websites. Sanitas does not check the content of these websites. Users using links from Sanitas’s web pages to other website do so entirely at their own risk.


Data capture when visiting Sanitas web pages

Sanitas web pages may be visited without providing any personal data. However, impersonal access and log file data will be created and saved on Sanitas, Google and Adobe Systems servers.

It is up to visitors to decide whether they wish to leave further personal information on Sanitas web pages, for example telephone numbers, addresses, email addresses, postal address, etc. If they do so, this data will be stored exclusively in Sanitas’s IT systems, treated confidentially and never passed on to third parties.

Sanitas uses a web analysis service from Adobe and Google to analyse use of the sanitas.com website. Cookies (text files) stored on the internet user’s computer are used for this purpose. Sanitas uses this internal web analysis service to evaluate individual website usage. This data is then used to compile reports on website activities and deliver other services relating to website and Internet usage, e.g. for customised marketing  (retargeting). Users can prevent cookies from being stored or JavaScript from being executed by adjusting their browser software settings. As a result, they may not be able to use all the functions of the website in full.

Sanitas collects and saves session and interaction data of website users and from online surveys. This information is used to improve the content and user friendliness of the web pages. Cookies can also be used for this purpose.


Purpose of data capture

Sanitas uses two web analytics systems to analyse website use: Google Analytics and Adobe SiteCatalyst. No data of a personal or sensitive nature is stored at individual user level during this process. Sanitas uses this anonymous and aggregated data for internal analysis and reporting purposes and continued improvement of website content for users.


Data security on Sanitas web pages

Confidential, personal data sent online to Sanitas via forms and the premium calculator on sanitas.com is transmitted in encrypted form, and cannot be viewed by third parties. Customer information is stored in databases, some of which are run by partners of Sanitas. These partners are fully subject to the relevant data protection legislation and are not authorised to make further use of these data in any form.


Normal emails

Normal emails sent to Sanitas are not encrypted.

Sanitas expressly draws attention to the fact that using normal emails to send unencrypted data is neither secure nor a suitable way of sending personal or other confidential data.

If visitors send personal information by email without appropriate protection, they should be aware that unauthorised third parties could access this information and thus gather, use or even falsify data without their consent. Further, under certain circumstances personal data sent by email may be transmitted via a provider abroad, even though the sender and receiver are located in Switzerland. You should therefore take account of the fact that your personal data could also be transferred to a country with less stringent data protection standards than Switzerland.

If, despite this, someone contacts Sanitas or makes enquiries by unencrypted email, Sanitas will assume that the customer explicitly desires this form of communication. By contacting Sanitas or making enquiries by unencrypted email, customers consent to Sanitas also replying or providing the information requested by unencrypted email.


Data privacy

Sanitas attaches great importance to data privacy. Customer data is treated in absolute confidence, and is processed in accordance with the applicable data privacy rules. Data received via the internet will be used by Sanitas only for the desired purposes, and will not be passed on to third parties. However, Sanitas reserves the right to evaluate data sent to it anonymously for statistical purposes or use it within the Sanitas Group for marketing purposes. Anyone not wishing this can notify Sanitas accordingly.

The rules governing data processing at Sanitas can be found under this link.

For questions on the processing of personal data or to request information, please contact the data privacy officers of Sanitas by post and enclose a copy of a valid form of ID.

Sanitas Krankenversicherung
Data Privacy Officer
Jägergasse 3
8021 Zurich


Sanitas Group

The Sanitas Group comprises Sanitas Grundversicherungen AG, Sanitas Privatversicherungen AG and Compact Grundversicherungen AG.


Changes and amendments

Sanitas reserves the right to amend or change its web pages or remove parts of them at any time. Please consult this page every time you open a Sanitas web page.

This site was last amended on: 01.01.2017

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