Benefits for planning a family | Sanitas health insurance

Our benefits before pregnancy

Our benefits before pregnancy

You’ve decided to start a family? Congratulations! We look forward to supporting you on your journey. The following insurance benefits can help with planning a family and give you more time if you still want to wait a while.

Basic insurance

Artificial insemination in the womb

  • Intrauterine insemination (IUI), the partner’s sperm is injected directly into the uterus. Maximum of 3 treatment cycles.

Hormonal stimulation

  • Drugs on the Department of Health’s specialities list (SL/LS) and in accordance with the general terms of insurance. 6 to 8 cycles of hormone therapy.


  • The costs of acupuncture will be covered for the diagnosis or treatment of an illness and its sequelae. The treatment must be provided by a doctor with specialised training in traditional Chinese medicine (TCM) in accordance with the ASA qualification programme.

Diagnostic tests

  • Examinations to determine the cause of infertility.

Supplementary outpatient insurance

Hormonal stimulation

  • Some supplementary insurance plans cover a number of drugs not on the list of pharmaceutical specialities.

Vitamin preparations

  • The Classic, Family and Jump supplementary insurance plans, and Diversa and MobiJeunes, will cover part of the costs of vitamin supplements (e.g. Elevit pronatal, Andreavit) during pregnancy.


  • The Jump, Family and Classic supplementary insurance plans cover up to 80% of acupuncture costs, while the Natura plan covers up to 75% of costs up to specified limits, provided that treatment is provided by doctors, Sanitas-accredited naturopaths/natural health practitioners or therapists and if the treatment is medically prescribed.


  • Sanitas values high quality standards. As the quality of yoga courses and yoga teachers is not assured by official bodies recognised by Sanitas, we are unable to cover the cost of yoga courses.
  • However, Sanitas does support your efforts to keep fit by contributing up to CHF 200 towards a subscription at Qualitop- and Fitnessguide-certified (minimum rating of 3 stars full care) fitness centres.

Your personal insurance cover

Do you want to know what benefits are covered under your insurance?

With our Cover Check service you can find out for yourself or a family member whether Sanitas covers a specific benefit. You can use the check before you claim a benefit.

Here’s how it works: Open the Cover Check for you or a family member in the customer portal via the “Services” menu. In the Sanitas Portal app you’ll find the Cover Check directly in the menu. Enter the benefit you’re interested in (e.g. ultrasound, antenatal course, etc.) in the search box. The Cover Check will let you know whether Sanitas pays a share of the cost and, if so, how much.

Well-prepared for pregnancy

The online platform of our partner swissmom offers a wealth of useful information for anyone planning a family. Read here how best to prepare for pregnancy and what you should bear in mind.

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