Under basic insurance you can receive treatment in your canton of residence, whereas with the Hospital Standard Liberty supplementary hospital insurance plan you can be treated at any contractual hospital throughout Switzerland. For example, if a hospital in a neighbouring canton is nearer or specialises in the treatment you need.
Supplementary hospital insurance expands and supplements the benefits of basic insurance:
The amounts listed are maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal) and the corresponding ordinances, and the general terms of insurance and applicable supplementary terms issued by Sanitas.
Do you want extra comfort and peace and quiet during your hospital stay? The Hospital Standard Liberty supplementary hospital insurance plan allows you to upgrade to the semiprivate or private ward before admission to hospital. Sanitas pays 75% of the additional costs for the semiprivate ward and 50% of the additional costs for the private ward.
With Hospital Upgrade you can upgrade from the general ward to the Hospital Extra Liberty semiprivate hospital insurance plan at a later date without a health exam. This way, you can adjust your cover to meet your needs.