Ideal supplement: Hospital Upgrade | Sanitas health insurance
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Hospital Upgrade – Supplement to Hospital Standard or Hospital Extra Liberty

Hospital Upgrade – Supplement to Hospital Standard or Hospital Extra Liberty

As you get older, you’re more likely to need hospital treatment. It pays to look ahead and use Hospital Upgrade to give yourself the option of upgrading from general to semiprivate or from semiprivate to private supplementary hospital insurance at a later date – without having to undergo another medical exam.

Step by step: it’s simple with Hospital Upgrade

  1. Take out either the Hospital Standard Liberty (general) or Hospital Extra Liberty (semiprivate) plan.
  2. Add the Hospital Upgrade option.
  3. Every two years, you can decide whether to switch to the next higher category of supplementary hospital insurance.
  4. Once you switch you have semiprivate instead of general ward insurance or private instead of semiprivate insurance.  

Switch from general to semiprivate ward

Your benefits

  • Free choice of doctors and hospitals throughout Switzerland
  • Treatment by chief or senior consultants
  • Stay in a two-bed room instead of a multi-bed room

Before admission to hospital, you can also choose whether you want to upgrade from the semiprivate to the private ward. Sanitas pays a share of the additional costs.

Take out insurance online now

Switch from semiprivate to private ward

Your benefits:

  • Free choice of doctors and hospitals worldwide
  • Treatment by chief or senior consultants
  • Stay in a single room instead of a two-bed room

Take out insurance online now

Adjust supplementary hospital insurance to meet your needs

When you’re young and healthy, you can save money on your premiums by opting for general ward insurance. But as you get older, it makes sense to switch to semiprivate or private cover. You benefit from being treated by experienced senior or chief consultants and can enjoy the peace and quiet of a two-bed or single room. You choose when to switch and can exercise the option every two years until the cover expires. The insurance plan runs for up to 20 years. Children who take out this supplementary insurance plan before the age of 15 can switch supplementary hospital insurance up to the age of 38.

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