Hospital Upgrade is a supplementary insurance plan from Sanitas that gives you the option of upgrading your hospital cover without having to undergo a medical exam. This gives you the flexibility to adjust your hospital insurance in line with your needs regardless of your state of health. You get to choose whether you want to change plan every two years.
- Hospital Upgrade supplementary insurance can only be taken out in conjunction with the Hospital Standard Liberty or Hospital Extra Liberty plans.
- Hospital Upgrade may only be taken out until the 60th birthday, and option must be exercised by 64th birthday.
- Following the upgrade in cover, the insurance continues to cover the same risk (illness, accident) and, if applicable, is subject to the same restrictions and special conditions as before, and is subject to the same cost share.