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Capital – Capital insurance covering lump sum death and disability benefits

Capital – Capital insurance covering lump sum death and disability benefits

Three good reasons for choosing Capital

  • Financial protection in the event of death or disability
  • Benefits paid independently of benefits under other insurance policies
  • Supplements state social security benefits

Sanitas offers four different versions of the Capital insurance plan:

Capital plan for disability resulting from an accident

Capital insurance paying lump-sum benefits in the event of disability resulting from an accident is a useful and sensible supplement to state social security benefits. You can use the lump-sum benefits paid out as you choose, for example to buy medical aids or make the necessary modifications to your home.

You can opt to insure accident disability capital of up to CHF 300,000. The insurance incorporates a progressive scale which comes into play at a degree of incapacity of 26%, and guarantees to pay out 350% of the insured amount in the event of 100% incapacity.

Capital plan for disability resulting from illness

Capital insurance paying lump-sum benefits in the event of disability resulting from illness is a useful and sensible supplement to state social security benefits. You can use the lump-sum benefits paid out as you choose, for example to buy medical aids or make the necessary modifications to your home.

You can insure an illness-related disability benefit of up to CHF 500,000 (up to CHF 250,000 for children). Benefits are paid on the basis of the degree of disability determined by the state disability insurance authorities (at least 25%). From 66% incapacity onwards the entire insured sum is paid out.

Capital plan for death resulting from an accident

Sanitas Capital insurance paying lump-sum benefits in the event of death resulting from an accident provides rapid and uncomplicated financial assistance, making it a useful and sensible supplement to state social security benefits. The lump-sum benefits paid out can be used as you choose, for example to compensate for the loss in standard of living.

You can insure an accident-related death benefit of up to CHF 500,000 (children up to CHF 20,000, with payout limited to CHF 2,500 up to the age of 30 months).

Capital plan for death resulting from illness

Sanitas Capital insurance paying lump-sum benefits in the event of death resulting from illness provides rapid and uncomplicated financial assistance, making it a useful and sensible supplement to state social security benefits. The lump-sum benefits paid out can be used as you choose, for example to compensate for the loss in standard of living.

You can insure an illness-related death benefit of up to CHF 500,000 (children up to CHF 20,000, with payout limited to CHF 2,500 up to the age of 30 months).

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