Excellent cover for new arrivals | Sanitas health insurance
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Well insured in Switzerland

Arriving from abroad (EU/EFTA and outside EU/EFTA)

The following information applies to people coming to Switzerland from abroad. Depending on your personal situation (e.g. place of residence, place of work, country of entry) it may not be possible to take out basic and/or supplementary insurance due to Swiss or international regulations.

For further information, give us a call on 0844 150 150 (outside Switzerland +41 44 298 64 90).

Different health insurance rules apply to people coming to Switzerland from EU/EFTA countries depending on their status:

Working people (employees and self-employed)

Basic insurance: As a rule you must take out mandatory basic insurance in the country in which you work. Please call your service centre on 0844 150 150 for further information.

Supplementary insurance: Supplementary insurance plans from Sanitas health insurance to ensure you’re fully covered for all eventualities.
 

Cross-border commuters (people resident in an EU country, Iceland or Norway who work in Switzerland)

Basic insurance: As a rule you must take out mandatory basic insurance in the country in which you work. In principle, all family members living in the same household who are not in employment must also be insured with the same Swiss health insurer. For further information, please call our Contact Centre on the freephone number 0800 22 88 44 22 (outside Switzerland and the Principality of Liechtenstein: +41 44 298 64 90) or visit our page for cross-border commuters.
 

People not in employment (students, pensioners and people looking for work)

Basic insurance: Depending on your status and the particular country, you have to take out mandatory basic insurance either in Switzerland or the country of origin. For further information, please call your service centre on 0844 150 150.

Supplementary insurance: Supplementary insurance plans from Sanitas health insurance to ensure you’re fully covered for all eventualities.

Arriving from outside the EU/EFTA

People living in Switzerland are legally obliged to take out mandatory basic health insurance. Mandatory insurance covers the costs of treatment for illness, accident and maternity within the scope of the Swiss Federal Health Insurance Act (HIA). It provides solid basic care. But there are gaps in areas such as dental treatment, transport and rescue costs, and hospital treatment outside your canton of residence that are very expensive if you have to pay for them yourself. Sanitas supplementary health insurance plans help you comprehensively close these gaps. Please call our service centres on 0844 150 150 for personal advice.

Holidays and short stays in Switzerland

Sanitas health insurance offers a plan called Guest Care giving visitors and people in Switzerland for a short time (up to six months) comprehensive cover for the duration of their stay. This special supplementary insurance plan can be taken out for between one and six months depending on your requirements. Taking out Guest Care automatically gives you the insurance coverage you need to obtain a visa for Switzerland and the Schengen area.

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