Has your premium gone up or down more than the general trend this year? Perhaps this is because of your age. Here you’ll find out how age can influence your basic and supplementary insurance premiums.
On the one hand, your premium is influenced by the cost of claims generated by all the people insured under the same plan and the premium region of your place of residence. These general developments and trends are also communicated in the media. On the other hand, your age also has an influence on your insurance premium.
Young people born in 2002 switch from the children’s discount to the discount for young adults. The discount you get depends on your chosen insurance plan and premium region:
Important: Insureds born in 1995 switch to the adult tariff, which means they lose the young adult discount.
Age-related adjustments can also be made to the premium for your supplementary insurance. Adults usually move to the next age group up every five years or so, These switches generally result in a change in the premium, because this is based on the cost of claims of everyone insured in your age group.
Maybe you are affected by such a change this year. Even so, it makes sense to keep your supplementary insurance. On the one hand, it gets increasingly difficult to take out supplementary insurance as you get older if you want to do so later. And on the other hand, it provides optimal cover and you benefit from numerous advantages.
Are you aware of all the benefits? You’ll find information on your supplementary insurance here.