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Comprehensive insurance from young adult to old age

How your age affects your premium

Has your premium gone up or down more than the general trend this year? Perhaps this is because of your age. Here you’ll find out how age can influence your basic and supplementary insurance premiums.

Your premium is affected by the cost of claims generated by all the people insured under the same plan and the premium region of your place of residence. These general developments and trends are also communicated in the media. Your age also influences your insurance premium.

Changes for basic insurance

Young people born in 2003 switch from the children’s discount to the discount for young adults. The discount you get depends on your chosen insurance plan and premium region:

  • Discount of between 33% and 38% on the adult premium

Important: Insureds born in 1996 switch to the adult tariff, which means they lose the young adult discount.

Changes for supplementary insurance

The premium for your supplementary insurance plan/s may also change depending on your age. Adults usually move to the next age group up every five years or so. These switches generally result in a change in the premium, because this is based on the cost of claims of everyone insured in your age group.

Maybe you are affected by such a change this year. Even so, it makes sense to keep your supplementary insurance. For one thing, it gets increasingly difficult to take out supplementary insurance as you get older if you want to do so later. And for another, it provides optimal cover and you benefit from numerous advantages. Are you aware of all the benefits? You will find information on your supplementary insurance here.

To the overview