Anyone who lives in Switzerland must have basic health insurance. And all health insurers have to cover the same benefits under basic insurance. These requirements are defined by the Swiss Federal Health Insurance Act (KVG/LAMal). The aim is to ensure that everyone can afford a high level of medical care.
Inpatient
Basic insurance covers the cost of hospitalisation in the general ward in a multi-bed room. If you want more privacy and would like to be treated by more experienced doctors, it is worthwhile taking out a semiprivate or private supplementary hospital insurance plan.
Outpatient
More and more procedures are being carried out on an outpatient basis. That means that you leave hospital on the same day and take care of yourself. With the Hospital Day Comfort supplementary insurance plan, you benefit from a private standard of hospital care for outpatient procedures with great value for money.