Insurance Basic insurance Free choice of doctors Family doctor model HMO model Telemedicine Network model Supplementary hospital insurance plans Hospital private Hospital semiprivate Hospital general Hospital accident private Hospital accident semiprivate Supplementary insurance Jump Classic Family Dental insurances Planning a Family Easy Medical Private Salary Capital Travel & Guest Care What costs does Sanitas cover? Alternative medicine Vision aids | Glasses & contact lenses Cover abroad Fitness & prevention Medicines/drugs Incapacity to work Money-saving tips Save money on health insurance premiums Life events Starting a family Planning a family Pregnancy Baby Maternity services Coming of age Jump in premiums: why? Your own flat My first job Stay abroad Military service Immigrating and emigrating New to Switzerland Cross-border commuters Moving abroad Support in everyday life Fall prevention in old age Assistance in case of illness and accident Contact & help Contact Give us a call Send us a message Where to find us Customer portal & apps Sanitas customer portal Sanitas Portal app Sanitas Active app Sanitas Medgate app Documents & downloads Brochures and product sheets General terms of insurance Supplementary terms Lists Forms for insureds Forms for healthcare providers Search engines Doctor locator Therapist search for alternative medicine Generic drug finder Good to know News Sanitas newsletter Information Important for you 2021 Partner offers Online pharmacies Movu Health offers Switching to Sanitas

Choose the basic insurance plan that suits your needs

Basic insurance

Anyone who lives in Switzerland must have basic health insurance. And all health insurers have to cover the same benefits under basic insurance. These requirements are defined by the Swiss Federal Health Insurance Act (KVG/LAMal) with the aim of ensuring that everyone can afford a high level of medical care.

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Free choice of doctors
Choose a doctor each time you need treatment
  • Throughout Switzerland
  • Applies to doctors and specialists
  • One model with full services, one no-frills model
Free choice of doctors
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CareMed
Medical advice from a family doctor of your choice
  • Premium discount of between 7% and 10%
  • You always contact your family doctor if you need medical advice
  • Your family doctor is responsible for the initial medical consultation
  • This doctor provides treatment or refers you to a specialist
Family doctor model
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HMO model
Fixed points of contact for all medical queries
  • In case of medical queries, you get in touch with your points of contact within the network
  • An HMO doctor provides initial medical advice
  • This doctor provides treatment or refers you to a specialist within the network
HMO model
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Telemedicine
Initial phone consultation around the clock
  • Rapid contact with Medgate doctors
  • Phone or video consultation via the Sanitas Medgate app
  • One model with free choice of doctors, one model with a treatment plan
Telemedicine
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Network model
Flexibility in the Medbase network of experts
  • If you need medical advice, you can turn to one of three points of contact
  • Medbase medical centres at over 50 locations, the telemedicine centre or Medbase pharmacies
  • For maximum efficiency, efficient treatment plansĀ  and easy access to the right experts
Network model