Insurance Basic insurance Free choice of doctors Family doctor model Telemedicine HMO model Supplementary hospital insurance plans Hospital private Hospital semiprivate Hospital general Hospital accident private Hospital accident semiprivate Supplementary insurance Jump Classic Family Easy Medical Private Dental Salary Capital Travel & Guest Care What costs does Sanitas cover? Alternative medicine Vision aids | Glasses & contact lenses Cover abroad Fitness | Prevention Medicines/drugs Incapacity to work Money-saving tips Money-saving tips Life events Starting a family Planning a family Pregnancy Baby Maternity services Coming of age Jump in premiums: why? Your own flat My first job Stay abroad Military service Immigrating and emigrating New to Switzerland Cross-border commuters Moving abroad Support in everyday life Health coaching Fall prevention in old age In the event of illness and accident Contact & help Contact Give us a call Send us a message Where to find us Customer portal & apps Sanitas customer portal Sanitas Portal app Sanitas Active app Sanitas Medgate app Documents & downloads Brochures and product sheets General terms of insurance Supplementary terms Lists Forms for insureds Forms for healthcare providers Search engines Doctor locator Therapist search for alternative medicine Generic drug finder Good to know News Information Partner offers Mail order pharmacy Movu Health offers Switching to Sanitas
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Choose the model that best suits your needs

Basic insurance

Anyone who lives in Switzerland must have basic health insurance. And all health insurers have to cover the same benefits under basic insurance. These requirements are defined by the Swiss Federal Health Insurance Act (KVG/LAMal) with the aim of ensuring that everyone can afford a high level of medical care.

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Free choice of doctors
Choose a doctor each time you need treatment
  • Throughout Switzerland
  • Applies to doctors and specialists
  • One model with full services, one no-frills model
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CareMed
Medical advice from a family doctor of your choice
  • Premium discount of up to 7%
  • You always contact your family doctor if you need medical advice
  • Your family doctor is responsible for the initial medical consultation
  • This doctor provides treatment or refers you to a specialist
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HMO model
Fixed points of contact for all medical queries
  • In case of medical queries, you get in touch with your points of contact within the network
  • An HMO doctor provides initial medical advice
  • This doctor provides treatment or refers you to a specialist within the network
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Telemedicine
Initial phone consultation around the clock
  • Free consultation with Medgate doctors
  • Phone or video consultation via the Sanitas Medgate app
  • One model with free choice of doctors, one model with a treatment plan