Swiss health insurer: what we offer

Basic insurance

Anyone who lives in Switzerland has to have mandatory health insurance. You can make huge savings by choosing the right model.

Basic insurance

Free choice of doctor

You choose your doctor before each treatment
Go directly to a specialist without a referral
Standard model with full service

Basic insurance

TelMed Basic and Plus models

Medical consultation by the telemedicine centre
Medical advice 24/7 by phone or video via the Sanitas Medgate app
Premium discount of between 7% and 20%

Basic insurance

MultiAccess

In medical matters, flexibly choose between your medical practice, the telemedicine centre or one of our partner pharmacies.
For easy access to experts, efficient treatment and the highest quality
9% to 13% premium discount

Hospital insurance

Supplementary hospital insurance is the right choice if you want more comfort in hospital and access to leading doctors and experts.

Hospital insurance

Hospital inpatient

A room on the private, semiprivate or general ward
Free choice of doctors and hospitals among all Sanitas-accredited partner hospitals
Rapid access to specialists and a second medical opinion

Hospital insurance

Accident insurance

Single or two-bed room for hospital stays
Cost share for home help
Emergency treatment abroad

Hospital insurance

Hospital Day Comfort

Free choice of doctors and hospitals in Sanitas partner hospitals
Rapid access to specialists and a second medical opinion
More comfort before, during and after outpatient procedures

Hospital insurance

Change hospital standard with Hospital Upgrade

Upgrade to the next-highest supplementary hospital insurance plan without a health check
Only switch when you want to
Only available with Hospital Standard Liberty or Hospital Extra Liberty

Supplementary insurance

Supplementary insurance plans offer additional benefits over and above basic insurance and are ideal for anyone who doesn’t want to compromise on their health and comfort.

Supplementary insurance

Vital outpatient insurance

Supplements basic insurance and covers important risks
Three categories of insurance to suit your needs and budget
Generous contributions towards health promotion, emergencies abroad and dental braces

Supplementary insurance

Easy travel health insurance

Covers share of costs of emergency treatment abroad
Contributions to transport and rescue costs
All-round support from Sanitas Assistance

Supplementary insurance

Capital lump-sum insurance

Straightforward financial assistance in the event of death or disability
Free use of invalidity or death benefits
Permanent cover for occupation and leisure

Supplementary insurance

Planning a Family

Additional rounds of artificial insemination
Prenatal and genetic tests
Access to fertility clinics across Switzerland

Supplementary insurance

Medical Private free choice of doctor worldwide

Planned outpatient treatments and prescribed therapies abroad
Outpatient treatment in Switzerland by doctors who bill according to their own rates

Supplementary insurance

Salary daily benefits insurance

Compensation for loss of earnings for employees and self-employed
In the event of illness, accident and pregnancy-related complications
Up to CHF 500 per day for up to 720 days within a period of 900 days

Pet insurance

Your pet insurance with comprehensive cover: overnight stays at the vet’s practice, operations, preventive care, high-end medical care. Insure your furry friend now.

Dog insurance

Top protection for your best friend

Your dog’s commitment is to you. Ours is to high standards for service and reimbursement – with our pet insurance, too.

Cat insurance

Best protection for your feline friend

We protect you against high veterinary costs and help ensure your cat enjoys a long, healthy and happy life

Services

Simply upload the document from the vet

Submit your veterinary invoice digitally for speedy processing

*Example of 7% discount: Adult premium for Family Doctor compared to Free Choice of Doctor (Aargau, CHF 300 deductible, with accident cover)

Example of 20% discount: Adult premium for TelMed Basic compared to Free Choice of Doctor (Zurich 1, CHF 2,500 deductible, with or without accident cover)