Flexible basic insurance
Medbase MultiAccess is the flexible basic insurance model with the Medbase network of experts. High quality at an attractive price.
Medbase MultiAccess is the ideal choice for anyone who wants to combine maximum flexibility with high quality. And anyone who values a range of options for accessing medical care – while also benefiting from a premium discount.
First choose a Medbase medical centre to coordinate any future treatments.
If you need medical advice, you can contact the Medbase medical centre, a Medbase pharmacy or the Medgate telemedicine centre at any time. This does not apply to gynaecological check-ups, pregnancy examinations (including childbirth) and visits to the dentist, ophthalmologist or paediatrician.
The chosen contact provides initial medical advice, draws up a binding treatment plan with you and informs your medical centre.
Your medical centre coordinates any further measures within the network of experts to ensure your treatment runs smoothly.
For a hospital stay, choose the general ward and a recognised clinic on the cantonal hospital list. Cost coverage is then unlimited in terms of amount and duration.
In an emergency, you can go directly to an emergency doctor or to the A&E department of a hospital and notify your coordinating medical centre within 10 days. Your medical centre will take care of any follow-up treatment and check-ups.
All the basic insurance models offer the same benefits. We reimburse you for the following benefits from the free choice of doctor model after the statutory cost shares (deductible, copayment, hospital cost contribution) have been deducted.
Basic health insurance | |
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Outpatient treatment | Treatment by doctors and chiropractors as well as medically prescribed therapies provided by other medical professionals |
EU/EFTA (in emergencies) | Treatment as per bilateral agreements on free movement of persons |
Other countries (in emergencies) | Up to max. of double the costs paid under the tariff for place of residence or place of work |
If administered by medical doctors: acupuncture, anthroposophical medicine, homoeopathy, phytotherapy, Traditional Chinese Medicine (TCM) in accordance with the statutory provisions | |
Medical aids as per list of aids and equipment (MiGeL) | |
Medicines/drugs as per the Department of Health’s list of pharmaceutical specialities. | |
Preventive measures, e.g. well-child check-ups, gynaecological check-ups (every 3 years), specific vaccinations | |
Check-ups by doctors or midwives, CHF 150 for antenatal course, breastfeeding advice | |
Treatment by medical doctors | |
Up to age 18 | CHF 180.– |
Spa treatments in Switzerland | CHF 10 per day, max. 21 days, at accredited spas in Switzerland |
Transport | 50%, max. CHF 500.– |
Rescue | 50%, max. CHF 5000.– |
Switzerland | General ward in hospitals on official list, up to tariff for canton of residence |
EU/EFTA (in emergencies) | Accommodation, nursing care and treatment as per bilateral agreements on the free movement of persons |
Other countries (in emergencies) | Up to a maximum of double the costs paid under the tariff for the canton of residence |
The amounts listed are for maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the KVG/HIA, the corresponding ordinances, and the general terms of insurance, the applicable supplementary terms and the current version of the Sanitas lists specified in the supplementary terms.
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