Adjustment of your general terms of insurance and supplementary terms

Effective as of 1 January 2023, Sanitas is adjusting the general terms of insurance and the supplementary terms on the basis of the partial revision of the Swiss Federal Act on Insurance Policies (VVG/IPA) and the new regulatory requirements of the Swiss Financial Market Supervisory Authority (FINMA). In doing so, we also implemented gender-neutral language and made a number of clarifications.

Sanitas general terms of insurance (VVG/IPA)

Other supplementary terms not affected by the adjustments and additional information on your insurance plans can be found at: Documents & Downloads General terms of insurance and Supplementary terms.