Sanitas health insurance | Individual advice for cross-border commuters
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Personal advice for cross-border commuters

Personal advice for cross-border commuters

We offer straightforward, quick and personal advice with no strings attached. Our team is well acquainted with the needs of cross-border commuters, and will help you put together a package that’s right for you.

Give us a call on the freephone number 0800 22 88 44 22 (if you’re outside Germany, Austria, France, Italy, the USA, Switzerland and the Principality of Liechtenstein, please call  +41 44 298 64 90).

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Make the right choice

Cross-border commuters generally have to take out health insurance in Switzerland. But if you live in Germany, Austria, France or Italy and work in Switzerland, you can choose. It is also possible to keep your insurance in the country where you live. To do so, however, you have to get an exemption from the mandatory insurance requirement in Switzerland.

Choose the solution that best meets your needs. Our experienced customer advisors will be glad to help.

Non-binding advice

What you need to know

Cross-border commuters are defined as people who are resident in an EU country, Iceland or Norway and who work in Switzerland.In principle, all family members living in the same household who are not in employment must be insured with the same Swiss health insurer.Our customer advisors will be glad to help if you need further information. You can contact us between 8 am and 8 pm from Monday to Friday on the freephone number 0800 22 88 44 22 (if you’re calling from outside Germany, Austria, France, Italy, the USA, Switzerland or the Principality of Liechtenstein, please call +41 44 298 64 90).

Our insurance solutions for you

Basic insurance

Mandatory in Switzerland, basic insurance covers essential medical services for illness, accident and maternity.

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