Insurance Basic insurance Free choice of doctors Family doctor model HMO model Telemedicine Supplementary hospital insurance plans Hospital private Hospital semiprivate Hospital general Hospital accident private Hospital accident semiprivate Supplementary insurance Jump Classic Family Easy Medical Private Dental Salary Capital Travel & Guest Care What costs does Sanitas cover? Alternative medicine Vision aids | Glasses & contact lenses Cover abroad Fitness | Prevention Medicines/drugs Incapacity to work Money-saving tips Money-saving tips Life events Starting a family Planning a family Pregnancy Baby Maternity services Coming of age Jump in premiums: why? Your own flat My first job Stay abroad Military service Immigrating and emigrating New to Switzerland Cross-border commuters Moving abroad Support in everyday life Health coaching Fall prevention in old age In the event of illness and accident Contact & help Contact Give us a call Send us a message Where to find us Customer portal & apps Sanitas customer portal Sanitas Portal app Sanitas Active app Sanitas Medgate app Documents & downloads Brochures and product sheets General terms of insurance Supplementary terms Lists Forms for insureds Forms for healthcare providers Search engines Doctor locator Therapist search for alternative medicine Generic drug finder Good to know News Information Shop & partner offers Sanitas Shop Mail order pharmacy Movu Switching to Sanitas
MED_SEN_reisen__D3S4964.jpg

Are you planning on emigrating? We have some tips for your health insurance

Moving abroad

For some, emigrating is a long-held dream, but it involves a lot of organisation. There are a few things you need to take into account with regard to your health insurance. Make sure to take action early so all your options are still open. We’re happy to help.

What happens with my basic insurance?

You can’t hold Swiss basic insurance when you move abroad. You have to live in Switzerland to be eligible for Swiss basic insurance. So, if you plan on moving abroad, you have to think about what to do regarding your health insurance.

Finding the right solution

Which solution is best for you depends on which country you’re moving to. Local insurance may offer the best solution. In some cases an international health insurance plan is best. And some countries require mandatory health insurance.

Important: make enquires before terminating your health insurance

To be able to take out international health insurance with a Swiss health insurer, you need to have a place of residence in Switzerland. So, make sure you find out which solution is best for you before terminating your health insurance in Switzerland. If you decide that an international health insurance plan is the best option, make sure you take it out before deregistering your place of residence in Switzerland.

International health insurance

To be able to offer you a comprehensive insurance solution when you live abroad, we’ve entered into a partnership with Advisory Services Network AG (ASN), a provider specialising in international insurance solutions.

ASN has many years of experience in dealing with the best hospitals and doctors around the world and offers you many other benefits:

  • Admission without a risk assessment if you already hold supplementary outpatient or inpatient insurance with Sanitas (restrictions will be carried over)
  • Free choice of doctors and hospitals
  • Hospitalisation worldwide in the private ward
  • Lifelong insurance cover
  • Free medical advice on the phone, second medical opinions and worldwide concierge service
  • Additional options such as dental treatment and eye care, medical evacuation and repatriation


Please contact ASN directly if you wish to benefit from this option to transfer. Don’t forget to mention that you were insured with Sanitas.


Advisory Services Network AG

Bederstrasse 51

Postfach 1585

8027 Zürich

 

043 399 89 89

info@asn.ch

Suspending health insurance

If you plan on returning to Switzerland at some point, you can apply to suspend your health insurance. If you suspend your health insurance, you will pay a suspension premium while you are abroad.  You can reactivate your insurance at a later date when you return to Switzerland without undergoing another medical exam.
 

Conditions

  • Minimum suspension period: 3 months
  • Maximum suspension period: 6 years
  • No on-going claims


Different conditions apply for suspending basic and supplementary insurance plans. If you’d like to suspend your health insurance, please get in touch.

We’ll be glad to advise you

Our customer advisors are familiar with the requirements of people planning on moving abroad. We’ll help you find the best solution. Give us a call to arrange a non-binding consultation:

Freephone number

0800 22 88 44 22

 

Outside Switzerland and the Principality of Liechtenstein:

+41 44 298 64 90

MED_SEN_reisen__D3S4131.jpg
Cover abroad
What costs are covered by Sanitas?
78655122
Cross-border commuter?
You live abroad and work in Switzerland