Our services when you’re planning a family | Sanitas health insurance

We’re planning a family

We’re planning a family

Deciding to try for a baby is a big step. There are a few things you should bear in mind before falling pregnant. For example, do you know what benefits are covered under your basic insurance? We’ve also put together some tips on the topic of planning a family, taking in everything from health and sport to ovulation and fertility.

Check your insurance cover

We recommend you check your insurance cover in good time. Are you happy with the benefits of mandatory basic insurance or would you like extra benefits?


Key questions:

  • Do you want a senior consultant or a gynaecologist of your choice to be on hand during the birth?
  • Do you value the comfort and privacy of a single or two-bed room?
  • Do you want a free choice of the hospital or maternity facility in which you give birth?

If you answer “yes” to one of these questions, we recommend taking out semiprivate or private hospital insurance before you become pregnant.

Be mindful of waiting periods

It’s important to consider these questions early on, because there is a waiting period when taking out supplementary insurance plans. No costs will be covered until this waiting period expires. In the worst case scenario, you’ll only be able to take advantage of the benefits once your baby is born. Health insurers offer different waiting periods for maternity. With Sanitas, entitlement to maternity benefits commences 9 months after receipt of the application.

To the hospital insurance plans

If you have any questions on your insurance cover or aren't sure which supplementary insurance plan is best for you, we’ll be happy to help. Just call our advice hotline (0844 160 160) free of charge or complete the contact form.

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