Planning a family is a big step. Do you know what’s important when taking out health insurance? We’ll help you find the right solution by giving answers to the most frequently asked questions.
You’ve decided that you’d like to start a family? It’s a big step! We recommend that you give yourself some time and don’t worry if you don’t conceive immediately. Even under optimal conditions, the chances of you falling pregnant in each cycle are “only” 25%1.
Most women are between 30 and 40 years old when they have their first child.
Fertility decreases with age. Nevertheless, 19% of women between the age of 35 and 40 still manage to fall pregnant and give birth naturally. Doctors advise all slightly older couples (over 35) to see a doctor if they’ve been trying unsuccessfully for a baby for at least a year.
Basic insurance covers the costs of certain treatments or treatments to promote fertility.
Artificial insemination in the womb
Supplementary insurance plans cover higher costs and offer additional benefits for prevention and health promotion.
Planning a Family supplementary insurance
Classic, Family and Jump
Some supplementary insurance plans cover a number of drugs not on the list of pharmaceutical specialities.
The Sanitas maternity services offer support and advice all the way from planning a family to your child’s first birthday. These services are available free of charge to Sanitas customers and include the following benefits:
If you’re planning a family, it’s a good idea to think about the level of comfort you’d like for any necessary examinations, treatments and during the birth. Are you happy with the benefits available under basic insurance? Or would you like extra cover?
If you answer “yes” to any of these questions, we recommend taking out semiprivate or private hospital insurance before you fall pregnant.
1 Source: FSO statistics on births by viability and age of mother, 2015