Supplementary outpatient insurance for more freedom of choice

The Vital supplementary outpatient plans allow you to insure outpatient benefits not covered or only partly covered under basic insurance, such as alternative medicine, a gym membership and much more. You decide which category of insurance suits your life and budget.

Your benefits with Vital

 Vital supplementary insurance pays higher or additional costs and makes more generous contributions compared to basic insurance. For example, for:

  • Health promotion, e.g. cost share towards a gym membership or courses
  • Glasses, contact lenses or laser eye surgery
  • Alternative medicine
  • Orthodontics
  • Preventive check-ups 
  • Rescue operations in Switzerland and emergencies abroad
  • Extra benefits, e.g. for state-of-the-art methods of treatment

Supplement basic insurance to suit your needs

 Vital supplementary insurance is available in three options: Basic, Smart and Premium. The category of insurance – and therefore the scope of benefits and share of costs covered  – increases from Basic to Premium. The transparent price/performance ratio gives you greater flexibility and freedom of choice for your health insurance. And that pays off – for your budget and your health. 

Should I take out Vital supplementary insurance?

Yes, if you’re looking to close gaps left by basic insurance and want to strengthen your physical and mental fitness with preventive and health-promoting measures. These include gym memberships, nutrition advice and alternative medicine, medical check-ups, dental braces, glasses and contact lenses or laser eye surgery as well as genetic tests and generous parental benefits.

Overview of benefits


The amounts listed are for maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal), the corresponding ordinances, and the general terms of insurance, the applicable supplementary terms and the current Version of the Sanitas lists mentioned in the supplementary terms.


The amounts listed are for maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal), the corresponding ordinances, and the general terms of insurance, the applicable supplementary terms and the current Version of the Sanitas lists mentioned in the supplementary terms.

Basic insurance
Choose a basic insurance model that meets your needs:
  • Five models for basic insurance
  • Free choice of doctors, telemedicine, family doctor or HMO practice
  • Attractive premium discount
To the models
Supplementary insurance plans
Supplement basic insurance benefits
  • Cover costs that exceed basic insurance
  • Money towards additional treatments such as alternative medicine
  • Contributions towards preventive care such as check-ups
Supplementary insurance
Supplementary hospital insurance plans
Choose a hospital ward
  • General, semiprivate or private
  • Free choice of doctors and hospitals in Switzerland and abroad
  • Greater flexibility thanks to Hospital Upgrade
Hospital insurance