Supplementary insurance

Definition of supplementary insurance

Basic insurance covers the most important benefits. Supplementary insurance plans complement basic insurance, covering benefits that are not mandatory, such as contributions to alternative medicine or a fitness centre membership. Basic insurance is compulsory, whereas supplementary insurance plans are voluntary.

When should you take out supplementary insurance?

Mandatory basic health insurance – basic insurance for short – covers benefits in case of illness, accident and maternity. These benefits are the same for all people living in Switzerland.

If you want additional benefits or greater comfort, you can take out supplementary insurance.

What can I do if I don’t agree with the health insurer’s written decision?

In addition to classic supplementary hospital insurance, health insurers offer a wide range of insurance plans for every life situation.

Here you’ll find all the supplementary hospital insurance plans and here other supplementary insurance plans from Sanitas.

Most popular supplementary insurance plans

  • Supplementary hospital insurance with free choice of doctors and/or hospitals throughout Switzerland and hospitalisation on the private or semiprivate ward
  • Individual supplementary insurance plans with benefits for complementary and alternative medicine, preventive care, glasses and contact lenses, stays abroad and much more
  • Dental insurance for orthodontic treatment and corrections
  • Daily benefits insurance