Supplementary insurance plans are voluntary. They cover benefits that go beyond basic insurance, such as alternative methods of treatment or greater comfort during a hospital stay.
Basic insurance covers the most important benefits. Supplementary insurance plans complement basic insurance, covering benefits that are not mandatory, such as contributions to alternative medicine or gym memberships. Basic insurance is compulsory, whereas supplementary insurance is voluntary.
When should you take out supplementary insurance?
Mandatory basic health insurance – basic insurance for short – covers benefits in case of illness, accident and maternity. These benefits are the same for all people living in Switzerland.
If you want additional benefits or greater comfort, you can take out supplementary insurance.
What supplementary insurance plans are available?
In addition to classic supplementary hospital insurance, health insurers offer a wide range of insurance plans for every life situation.
Most popular supplementary insurance plans: