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Dental Basic

Your basic insurance covers only a limited number of illness or accident-related dental treatments. In many cases, you will therefore have to pay for dental repairs and routine check-ups yourself. This is where the Dental Basic dental insurance plan comes into play.

Your benefits with Dental Basic

The Dental Basic dental insurance plan supplements and extends your mandatory basic insurance. It covers 80% of the costs for dental treatment, up to CHF 2,000 per calendar year (deductible of CHF 250 for illness and accident-related treatments). As your health insurer we pay contributions, for example, towards composite fillings or the removal of wisdom teeth. The cover also includes CHF 100 per calendar year towards routine check-ups and dental hygiene. Key benefits at a glance:

  • 80% of treatment costs up to CHF 2,000 per calendar year
  • Dental treatment in Switzerland and neighbouring countries
  • CHF 100 per calendar year towards routine check-ups and dental hygiene
  • Up to CHF 50 discount on dental hygiene and dental treatment at a reduced social tariff with swiss smile

 

Please note: Dental Basic is a dental insurance plan that can be taken out without a dental report. To take out this plan, you must have visited the dental hygienist in the last twelve months, you must have had a check-up (including x-rays) in the last 24 months and you must have no major dental damage, such as crowns or missing teeth.

Overview of benefits

The amounts listed are maximum benefits and – unless specified otherwise – are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (HIA), the corresponding ordinances, and the general terms of insurance and supplementary terms issued by Sanitas.

Why do you need dental insurance?

Basic insurance covers only a limited number of illness or accident-related dental treatments. It is a good idea to take out dental insurance such as Dental Basic, because it covers part of the costs for dental hygiene, check-ups and minor dental repairs. This is worthwhile, because dental treatment can quickly become expensive.

Who should take out Dental Basic?

Dental Basic is suitable for adults who value regular dental care. If you need to have a crown, or a wisdom tooth removed, this cover eases the financial burden. If you only have basic insurance, you have to pay for most dental treatments yourself. This can be pretty costly. For example, root canal treatment costs up to CHF 1,500 and wisdom tooth extraction costs between CHF 500 and CHF 800 per tooth. On average, our insureds pay around CHF 1,000 per year for dental treatment.

If you take out the Dental Basic plan by 31 May 2020, you’ll get a Philips electric toothbrush (Sonicare ProtectiveClean 4500) worth CHF 179.90. The toothbrush will be dispatched once your contract has started.  

Take out insurance online now

You can take out insurance online or by phoning our customer service team. Our advisors are available from Monday to Friday, 8 am to 6 pm on 0800 22 88 44.

swiss smile: benefit from partner discounts

You save CHF 50 (dental hygienist) or CHF 30 (dental assistant) on dental hygiene with swiss smile. What’s more, swiss smile charges all dental services at a reduced social tariff.

Alternatives to Dental Basic

If you think that the Dental Basic dental insurance plan doesn’t offer sufficient cover for you, we can recommend the Dental plan. It covers costs of up to CHF 5,000 per year for dental treatment including orthodontics.