Your basic insurance covers only a limited number of illness or accident-related dental treatments. In many cases, you will therefore have to pay for dental repairs and routine check-ups yourself. This is where the Dental Basic dental insurance plan comes into play.
The Dental Basic dental insurance plan supplements and extends your mandatory basic insurance. It covers 80% of the costs for dental treatment, up to CHF 2,000 per calendar year (deductible of CHF 250 for illness and accident-related treatments). As your health insurer we pay contributions, for example, towards composite fillings or the removal of wisdom teeth. The cover also includes CHF 100 per calendar year towards routine check-ups and dental hygiene. Key benefits at a glance:
Please note: Dental Basic is a dental insurance plan that can be taken out without a dental report. To take out this plan, you must have visited the dental hygienist in the last twelve months, you must have had a check-up (including x-rays) in the last 24 months and you must have no major dental damage, such as crowns or missing teeth.
The amounts listed are maximum benefits and – unless specified otherwise – are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (HIA), the corresponding ordinances, and the general terms of insurance and supplementary terms issued by Sanitas.
Basic insurance covers only a limited number of illness or accident-related dental treatments. It is a good idea to take out dental insurance such as Dental Basic, because it covers part of the costs for dental hygiene, check-ups and minor dental repairs. This is worthwhile, because dental treatment can quickly become expensive.
Dental Basic is suitable for adults who value regular dental care. If you need to have a crown, or a wisdom tooth removed, this cover eases the financial burden. If you only have basic insurance, you have to pay for most dental treatments yourself. This can be pretty costly. For example, root canal treatment costs up to CHF 1,500 and wisdom tooth extraction costs between CHF 500 and CHF 800 per tooth. On average, our insureds pay around CHF 1,000 per year for dental treatment.
If you take out the Dental Basic plan by 31 May 2020, you’ll get a Philips electric toothbrush (Sonicare ProtectiveClean 4500) worth CHF 179.90. The toothbrush will be dispatched once your contract has started.
You save CHF 50 (dental hygienist) or CHF 30 (dental assistant) on dental hygiene with swiss smile. What’s more, swiss smile charges all dental services at a reduced social tariff.
If you think that the Dental Basic dental insurance plan doesn’t offer sufficient cover for you, we can recommend the Dental plan. It covers costs of up to CHF 5,000 per year for dental treatment including orthodontics.