Your basic insurance covers only a limited number of illness-related dental treatments. It doesn’t cover orthodontic treatment, oral surgery or preventive care. Costs like these are covered by the Dental supplementary insurance plan.
The Dental supplementary insurance plan supplements and expands your mandatory basic insurance. It covers 80% of the costs for dental treatment, up to CHF 5,000 per calendar year (deductible of CHF 350 each for illness and accident-related treatments). This supplementary dental insurance is ideal for children, because it also covers orthodontic treatment and oral surgery. However, Dental also covers part of the costs of root canal treatment and dentures. Key benefits at a glance:
Important: Please note that you have to submit a dental report to take out this supplementary dental insurance. For children, reports and X-rays from January 1 of the year in which the child turns seven must also be submitted.
The amounts listed are maximum benefits and – unless specified otherwise – are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal), the corresponding ordinances, and the general terms of insurance and supplementary terms issued by Sanitas.
If you only have basic insurance, you have to pay for most dental treatments yourself. This can be pretty costly. For example, dental braces cost up to CHF 15,000 and wisdom tooth extraction costs between CHF 500 and CHF 800 per tooth. A supplementary dental insurance plan such as Dental eases the financial burden if such treatments are necessary.
This supplementary dental insurance is ideal for families with growing children. The costs of orthodontic treatment such as dental braces can be high for young people in particular. This can put a strain on the family budget. Regular check-ups are also important for children.
You save CHF 50 (dental hygienist) or CHF 30 (dental assistant) on dental hygiene with swiss smile. What’s more, our partner charges all dental services at a reduced social tariff.
If you think that the cover offered by the Dental dental insurance plan is too comprehensive for you, we can recommend the Dental Basic plan. It covers costs of up to CHF 2,000 per year for dental treatment excluding orthodontics.