Your basic insurance covers only a few illness-related dental treatments. It doesn’t cover orthodontic treatment, oral surgery or preventive care. Costs like these are covered by the Dental insurance plan.
The Dental supplementary insurance plan supplements and expands your mandatory basic insurance. It covers 80% of the cost of dental treatments up to CHF 5,000 a year (deductible CHF 350), for example for composite fillings, root canal treatment, wisdom tooth extraction, orthodontic treatment and oral surgery. Key benefits at a glance:
Important: You must submit a dental certificate to take out this supplementary insurance plan. We need a report and x-rays for children from the age of seven.
The amounts listed are maximum benefits and – unless specified otherwise – are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal), the corresponding ordinances, and the general terms of insurance and supplementary terms issued by Sanitas.
If you only have basic insurance, you have to pay for most dental treatments yourself. That can be pretty costly. Root canal treatment, for example, costs up to CHF 1,500, wisdom tooth extraction costs between CHF 500 and CHF 800 per tooth, and dental braces can cost up to CHF 15,000. On average, our insureds pay around CHF 1,000 per year for dental treatment. No wonder that some people fear the invoice more than the dentist.
It pays to clean your teeth, visit a dental hygienist and have regular check-ups. Tooth decay (caries) is in sharp decline in Switzerland. Young people on average have one rotten, repaired or missing tooth – 50 years ago it was still twelve.
|Front tooth (crown, veneer, etc.)||CHF 500 to CHF 2,000|
|Bridge (3-part)||CHF 3,000 to CHF 5,000|
|Prosthesis (upper and lower jaws, tooth replacement)||CHF 2,000 to CHF 5,000|
|Braces (orthodontic correction)||CHF 6,500 to CHF 15,000|
You save CHF 50 (dental hygienist) or CHF 30 (dental assistant) on dental hygiene with swiss smile. What’s more, our partner charges all dental services at a reduced social tariff.