Dental: dental insurance | Sanitas health insurance
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Dental treatment and preventive care

Dental

Your basic insurance only covers a few illness-related dental treatments. It doesn’t cover orthodontic treatment, oral surgery or preventive care. Costs covered by the Dental insurance plan.

Your benefits with Dental

The Dental supplementary insurance plan supplements and expands your mandatory basic insurance. It covers 80% of the cost of dental treatments up to CHF 5,000 a year (deductible CHF 350), for example for composite fillings, root canal treatment, wisdom tooth extraction, orthodontic treatment and oral surgery. Key benefits at a glance:

 

  • 80% of treatment costs up to CHF 5,000 a year
  • Dental treatment and orthodontic and periodontal treatments
  • One check-up, including dental hygiene, per year at your dental practice
  • Up to 50% discount on dental hygiene and dental treatment at a reduced social tariff with our partner swiss smile

 

Important: You must submit a dental certificate to take out this supplementary insurance plan. We need a report and x-rays for children from the age of seven.

Overview of benefits

The amounts listed are maximum benefits and – unless specified otherwise – are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal), the corresponding ordinances, and the general terms of insurance and supplementary terms issued by Sanitas.

CHF 1,000 treatment costs

If you only have basic insurance, you have to pay for most dental treatments yourself. That can be pretty costly. Root canal treatment, for example, costs up to CHF 1,500, wisdom tooth extraction costs between CHF 500 and CHF 800 per tooth, and dental braces can cost up to CHF 15,000. On average, our insureds pay around CHF 1,000 per year for dental treatment. No wonder that some people fear the invoice more than the dentist.

Preventive care is better than drilling

It pays to clean your teeth, visit a dental hygienist and have regular check-ups. Tooth decay (caries) is in sharp decline in Switzerland. Young people on average have one rotten, repaired or missing tooth – 50 years ago it was still twelve.

Dental braces cost as much as a small car

Front tooth (crown, veneer, etc.) CHF 500 to CHF 2,000
Bridge (3-part) CHF 3,000 to CHF 5,000
Prosthesis (upper and lower jaws, tooth replacement) CHF 2,000 to CHF 5,000
Braces (orthodontic correction) CHF 6,500 to CHF 15,000

Take out insurance online now

You can take out insurance online or by phoning our customer service team. Our advisors are available from Monday to Friday, 8 am to 8 pm on 0800 22 88 44.

swiss smile: benefit from partner discounts

You save CHF 50 (dental hygienist) or CHF 30 (dental assistant) on dental hygiene with swiss smile. What’s more, our partner charges all dental services at a reduced social tariff.

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