Having a baby turns everything on its head. Take the time to get to know each other. Your baby needs your full attention and protection. Newborn babies have very weak natural defences. It’s advisable to stay at home for a week after the birth.
Your baby needs its own health insurance no later than three months after the birth. Basic insurance cover always applies from birth. So which costs are covered by basic insurance in the first years of life, and when is supplementary insurance necessary?
Examples of benefits covered by basic insurance:
During the first year
After first year
Examples of costs only covered by supplementary health insurance:
During the first year
After first year
Do you want to know, for example, if Sanitas covers vaccinations for your child, and if so, to what extent? You'll
find the answer early using the Cover Check in the Sanitas Portal. Simply enter the benefit you’re interested in. The search engine will indicate whether the benefit is covered and under which insurance plan.
The insurance solution that’s best for you depends primarily on your requirements and your budget. We’ve put together three insurance packages for every budget.
Sometimes it’s difficult to decide whether you need to visit a doctor or not. In case of doubt, call our partner Medgate’s medical hotline, where a team of medical professionals is on hand 24/7 to provide support and advice. This service is available to all Sanitas customers free of charge.
Medical hotline
Basic insurance
Families receive attractive discounts on their children’s basic insurance premiums.
Supplementary insurance plans
With the Classic, Family and Hospital Standard Liberty supplementary insurance plans:
Family supplementary insurance
Every child who has basic insurance plus Family supplementary insurance with Sanitas receives: