In an HMO group practice or network of physicians, you are treated by doctors and therapists who are familiar with your medical history. At the same time you benefit from their combined medical expertise and a shared infrastructure.
Anyone who is resident in Switzerland is obliged by law to have basic health insurance in order to ensure basic medical care for all. All health insurers cover the same benefits under basic insurance.
The amounts listed are for maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal) and the corresponding ordinances, and the general terms of insurance and applicable supplementary terms issued by Sanitas.
* Benefits also apply for the alternative models of mandatory basic (KVG/LAMal) health insurance.
With NetMed you save 10% on your premium compared to the Basic standard model for basic health insurance.
Your doctor examines you and provides treatment and, if necessary, discusses your case with other doctors and refers you to a specialist. Your doctor coordinates your treatment and any measures undertaken to ensure that you aren’t examined for the same thing twice or treated unnecessarily. You play a role in helping to cut costs and in return you get a discount on your premium.