Semiprivate hospital insurance | Sanitas health insurance

Hospital Extra Liberty – free choice of doctors and hospitals in the semiprivate ward

Hospital Extra Liberty – free choice of doctors and hospitals in the semiprivate ward

With the Hospital Extra Liberty semiprivate hospital insurance plan, you have a free choice of doctors, receive treatment from the chief or senior consultant and benefit from the support of a personal Sanitas advisor. What’s more, you stay in a two-bed room and enjoy greater privacy, peace and quiet, and comfort.

Key benefits compared to basic insurance

Hospital insurance expands and supplements the benefits of basic insurance:

  • Free choice of hospitals throughout Switzerland
  • Semiprivate ward (two-bed room)
  • Treatment by chief or senior consultant
  • Appointment with a specialist in just seven days (Priority Access)
  • Organisation of an independent second medical opinion free of charge
  • Full cost coverage for planned treatments and emergencies abroad

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The amounts listed are maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal) and the corresponding ordinances, the general terms of insurance and applicable supplementary terms issued by Sanitas.

Personal advice

If you have semiprivate or private insurance, your personal advisor is your first point of contact. They will answer any questions you may have or will refer you on when necessary. On request, they can help you organise your stay in hospital, get you an appointment with a specialist in record time or recommend a suitable hospital or spa treatment centre.

Priority Access: rapid access to a specialist

Specialists are often booked out for months. Waiting can be stressful, particularly if your doctor has made a tentative diagnosis and is seeking confirmation. If you have semiprivate hospital insurance, you don’t have to wait long. Talk to your Sanitas advisor, who will arrange an appointment for you within seven days.

If you’ve opted for a family doctor model for your basic insurance, please contact your family doctor first before calling your Sanitas Preference advisor.

Second medical opinion: request an independent second opinion

Would you like to have a diagnosis reviewed? It can be a good idea to get a second medical opinion when you’re faced with the prospect of a complicated medical procedure. Use this service to find the best solution for you.

Option: choose a ward before admission to hospital

Higher category ward: You have a free choice of doctors and hospitals, and can receive treatment in any contractual hospital in Switzerland. Before admission to hospital, you can also choose whether you want to upgrade from the semiprivate to the private ward, where you will have a room to yourself. Sanitas pays 75% of the additional costs.

Lower category ward: If you opt to receive treatment in the general ward, you will be reimbursed up to the value of CHF 1,000.

Hospital supplement: upgrade to the next higher insurance category at a later date

With the Hospital Upgrade supplementary insurance, you can switch from semiprivate insurance to the Hospital Top Liberty private hospital insurance plan at a later date. This way, you can adjust your cover to meet your needs.


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