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Choose a doctor each time you need treatment


Basic is our standard model for basic insurance with free choice of doctors. You can always choose who you contact when you need medical advice. You can visit your family doctor or go directly to a specialist without a referral. And you can also get free telemedical advice from Medgate at any time.

Step by step: how Basic works

  1. You make an appointment with a doctor of your choice or go directly to a specialist.
  2. If you want to clarify whether you need to see a doctor, you can get free medical advice from Medgate at any time.
  3. If you need to see a doctor, your family doctor or specialist will examine you and discuss any treatment needed.
  4. The doctor will provide the treatment, prescribe medicines or refer you for an examination.
  5. You can choose whether to follow the recommendation or opt for a different course of treatment.

Key benefits of basic insurance

Anyone who is resident in Switzerland is obliged by law to have basic health insurance in order to ensure basic medical care for all. All health insurers cover the same benefits under basic insurance.


For example

  • Treatment with a doctor or specialist throughout Switzerland
  • Hospital treatment in the general ward of your canton of residence
  • Cost share towards emergency treatment worldwide
  • Medicines, laboratory tests or medical aids

Overview of benefits

The amounts listed are for maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal) and the corresponding ordinances, and the general terms of insurance and applicable supplementary terms issued by Sanitas.

Take out insurance online now


Medgate is the leading telemedicine provider in Switzerland. If you have Basic insurance, Medgate is an additional service that you can use free of charge if you’re not sure whether you need to see a doctor.


Sanitas Medgate app

The Sanitas Medgate app offers useful functions, making it really easy to get medical advice whenever you need it.

  • Guided symptom entry: record symptoms quickly and precisely
  • Book an appointment: choose a date and time up to 48 hours in advance
  • File transfer: send photos, videos or voice messages to Medgate
  • Phone call or video consultation: contact your Medgate doctor by phone or video link
  • Set a favourite doctor: set your favourite doctor and select for further treatments
  • Digital treatment plan: medical recommendation, duration of treatment, agreed practice or doctor

Medgate telemedical advice is available free of charge. Please note that you may be charged for calling the Medgate hotline depending on your telecommunications provider.