Accident Extra Liberty – accident insurance for the semiprivate ward

Hospital accident semiprivate

With Accident Extra Liberty accident insurance cover, you’ll be treated in a two-bed room in the semiprivate ward even if you only have basic health insurance. Sanitas also covers transport costs of up to CHF 30,000 per year.

Would you prefer a single room?

You have a free choice of doctors and hospitals, and can receive treatment in any contractual hospital in Switzerland. Before admission to hospital, you can also choose whether you want to upgrade from the semiprivate to the private ward, where you will have a room to yourself. Sanitas pays 75% of the costs.

Who is this insurance suitable for?

For anyone up to the age of 65 who is only covered for the general ward or does not have accident cover through their employer. This includes, for example, the self-employed, freelancers, part-time employees working only a few hours a week, housewives/househusbands, students, children and young people.

The insurance does not cover accidents during sports such as motorcycle or car racing, boxing matches or diving to depths of more than 40 metres. You can download the List of dangerous activities.

Take out insurance online now


The amounts listed are for maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal) and the corresponding ordinances, and the general terms of insurance and applicable supplementary terms issued by Sanitas.


The amounts listed are for maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal) and the corresponding ordinances, and the general terms of insurance and applicable supplementary terms issued by Sanitas.

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Basic insurance
Choose a basic insurance model that meets your needs:
  • Five models for basic insurance
  • Free choice of doctors, telemedicine, family doctor or HMO practice
  • Premium discount of up to 15%
To the models
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Supplementary insurance plans
Supplement basic insurance benefits
  • Cover costs that exceed basic insurance
  • Money towards additional treatments such as alternative medicine
  • Contributions towards preventive care such as check-ups
Supplementary insurance
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Supplementary hospital insurance plans
Choose a hospital ward
  • General, semiprivate or private
  • Free choice of doctors and hospitals in Switzerland and abroad
  • Greater flexibility thanks to Hospital Upgrade
Hospital insurance