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Accident Extra Liberty – accident insurance for the semiprivate ward

Hospital accident semiprivate

With this accident insurance cover, you will be treated in a two-bed room in the semiprivate ward even if you only have basic health insurance. You are also entitled to compensation of up to CHF 2,000 if, for example, you have to have your favourite leather jacket cleaned, repaired or even replaced.

Overview of benefits

These figures are for maximum benefits, and unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal) and the corresponding ordinances, and the general terms of insurance and applicable supplementary terms including associated lists issued by Sanitas.

Would you prefer a single room?

You have a free choice of doctors and hospitals, and can receive treatment in any contractual hospital in Switzerland. Before admission to hospital, you can also choose whether you want to upgrade from the semiprivate to the private ward, where you will have a room to yourself. Sanitas pays 75% of the costs.

Who is this insurance suitable for?

For anyone up to the age of 65 who is only covered for the general ward or does not have accident cover through their employer. This includes, for example, the self-employed, freelancers, part-time employees working only a few hours a week, housewives/househusbands, students, children and young people.

Dangerous activities are excluded

The insurance does not cover accidents during sports such as motorcycle or car racing, boxing matches or diving to depths of more than 40 metres. You can download the List of dangerous activities.

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