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Hospital Standard Liberty – free choice of hospitals in the general ward

Hospital general

Under basic insurance you receive treatment in your canton of residence, while with the Hospital Standard Liberty supplementary hospital insurance plan, you can be treated at any contractual hospital in Switzerland. For example, if a hospital in a neighbouring canton is nearer or specialises in the treatment you need.

Key benefits compared to basic insurance

Supplementary hospital insurance expands and supplements the benefits of basic insurance:

  • Free choice of any contractual hospital in Switzerland
  • Switch to semiprivate or private ward possible before admission to hospital
  • Full costs covered in case of emergencies abroad

Overview of benefits

The amounts listed are for maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal) and the corresponding ordinances, and the general terms of insurance and applicable supplementary terms issued by Sanitas.

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Liberty option: Switch to a higher category ward for your hospital stay

Do you want extra comfort and peace and quiet during your hospital stay? The Hospital Standard Liberty supplementary hospital insurance plan allows you to upgrade to the semiprivate or private ward before admission to hospital. Sanitas pays 75% of the additional costs for the semiprivate ward and 50% of the additional costs for the private ward.

Sanitas Assistance: Rapid help in the event of emergencies abroad

With Hospital Standard Liberty, you can also rely on fast and straightforward assistance abroad. In case of a medical emergency, Sanitas Assistance is your first point of contact.


For example, Sanitas Assistance will organise

  • Medical support on the spot
  • Purchase of medicines
  • Commitment to cover costs and advances
  • Medically necessary transportation, including safe transport back to Switzerland


Important: For Sanitas to be able to cover the costs of treatment abroad, you must always contact Sanitas Assistance in an emergency.


Sanitas Assistance

+41 844 124 365

Hospital Upgrade: Switch to a higher hospital category without a medical exam

As you get older, you’re more likely to need hospital treatment. Looking ahead, it’s a good idea to use Hospital Upgrade for greater flexibility in your choice of supplementary hospital insurance. If you’ve taken out Hospital Standard Liberty, you can use Hospital Upgrade to switch to Hospital Extra Liberty semiprivate supplementary hospital insurance cover without a medical exam.


The main benefits

  • You can switch every two years for 20 years
  • You only switch when you want to
  • No medical exam required

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