Insurance Basic insurance Free choice of doctors Family doctor model HMO model Telemedicine Supplementary hospital insurance plans Hospital private Hospital semiprivate Hospital general Hospital accident private Hospital accident semiprivate Supplementary insurance Jump Classic Family Easy Medical Private Dental Salary Capital Travel & Guest Care What costs does Sanitas cover? Alternative medicine Vision aids | Glasses & contact lenses Cover abroad Fitness | Prevention Medicines/drugs Incapacity to work Money-saving tips Money-saving tips Life events Starting a family Planning a family Pregnancy Baby Maternity services Coming of age Jump in premiums: why? Your own flat My first job Stay abroad Military service Immigrating and emigrating New to Switzerland Cross-border commuters Moving abroad Support in everyday life Health coaching Fall prevention in old age In the event of illness and accident Contact & help Contact Give us a call Send us a message Where to find us Customer portal & apps Sanitas customer portal Sanitas Portal app Sanitas Active app Sanitas Medgate app Documents & downloads Brochures and product sheets General terms of insurance Supplementary terms Lists Forms for insureds Forms for healthcare providers Search engines Doctor locator Therapist search for alternative medicine Generic drug finder Good to know News Information Shop & partner offers Sanitas Shop Mail order pharmacy Movu Switching to Sanitas
MED_SEN_spital__D3S8628.jpg

Protection against loss of earnings

Salary

In capacity to work due to accidents or illness can affect anyone. Thousands of people become unable to work every year and are off work for an average of three weeks. Depending on their insurance, they face smaller or larger shortfalls. The Salary daily benefits insurance plan protects you against these risks.

Your benefits with Salary

Salary comes into play as soon as your employer’s statutory employment provisions for illness or accident cease. You receive benefits for up to 720 days within a period of 900 days. You decide how long you want to wait until the first payout.

 

  • Up to CHF 500 a day for a maximum of 720 days
  • Loss of earnings for staff, loss of earnings for self-employed
  • Option: Costs of home help

Loss of earnings or loss of income

If you are unable to work as a result of a serious illness or accident, you receive 100% of your salary from your employer. How long your salary payments continue depends on the particular circumstances and how long you’ve been employed.  If you're unable to work for a longer period, the daily benefits insurance pays 80%. But only if your employer has taken out a daily benefits plan.

If you don’t have daily benefits through your employer, you ought to take out loss of earnings insurance to protect yourself against financial shortfalls. It’s even more important for the self-employed and freelancers, because their earnings stop from the first day that they can’t work.

How to take out the Salary plan

Give our customer service team a call. Our advisors are available from Monday to Friday, 8 am to 6 pm on 0800 22 88 44.

Downloads