If you live in Europe, Iceland or Norway but work or study in Switzerland, special conditions apply to your health insurance cover. Whether you can benefit from our outstanding healthcare system depends primarily on your country of residence and your place of work or study.
Cross-border commuters are people who work in Switzerland and live in an
With our wide range of basic insurance plans, we’re sure to find a solution to meet your needs.
We offer models ranging from a standard model with free choice of doctor through to alternative insurance models with a family doctor or telemedicine option.
If you live inGermany, Austria, France or Italy and work in Switzerland, you can choose: Youcan keep your insurance in your country of residence. However, to do so youhave to get an exemption from the compulsory insurance requirement inSwitzerland. Please contact the responsible authority in the canton in whichyou work.
Our customer advisors are familiar with the requirements of cross-border commuters. Give us a call to arrange a non-binding consultation:
Freephone number
Outside Germany, Austria, France, Italy, the USA, Switzerland and the Principality of Liechtenstein, please call the following number:
Depending on the country you live in, you have to take out mandatory basic insurance either in Switzerland or your country of origin.
Does this apply to you? Give us a call for more information:
Advice hotline