CareMed: basic insurance with family doctor | Sanitas health insurance
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Ask your family doctor for advice

Your family doctor knows you and your medical history. So, you don't have to repeat your medical history every time you go – and they know what to do. With our CareMed family doctor model, you can choose any family doctor in Switzerland.

Step by step: how CareMed works

  1. You take out the CareMed plan and choose a family doctor.
  2. You arrange an appointment when you have a health complaint.
  3. Your family doctor provides treatment or refers you to a specialist, if necessary.
  4. The doctor sends us the bill, and we take care of the rest.

Key benefits of basic insurance

Anyone who is resident in Switzerland is obliged by law to have basic health insurance in order to ensure basic medical care for all. All health insurers cover the same benefits under basic insurance.

 

For example:

  • Treatment with a doctor or specialist throughout Switzerland
  • Hospital treatment in the general ward of your canton of residence
  • Cost share towards emergency treatment worldwide
  • Medicines, laboratory tests or medical aids

Overview of benefits

 

The amounts listed are for maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal) and the corresponding ordinances, and the general terms of insurance and applicable supplementary terms issued by Sanitas.

 

* Benefits also apply for the alternative models of mandatory basic (KVG/LAMal) health insurance.

Take out insurance online now

With CareMed you save 8% on your premium compared to the Basic standard model for basic health insurance.

Ihr Hausarzt betreut Sie persönlich

Mit einem Hausarzt haben Sie eine erste Ansprech- und Vertrauensperson in medizinischen Fragen. Er berät, untersucht und behandelt oder überweist Sie an einen Spezialisten. Ausserdem koordiniert er alle Massnahmen und stimmt sie aufeinander ab. Das steigert den Erfolg der Massnahmen und vermeidet unnötige Untersuchungen oder Behandlungen. So helfen Sie mit, Kosten zu senken. Dafür gewähren wir Ihnen einen Prämienrabatt.   

In diesen Fällen müssen Sie nicht zuerst zum Hausarzt

  • Notfälle (Nachbehandlung oder Nachkontrolle durch Ihren Hausarzt)
  • Gynäkologische Vorsorgeuntersuchungen
  • Mutterschaftsleistungen
  • Regelmässige Augenkontrollen
  • Zahnärztliche Behandlungen

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