Hospital Upgrade – perfect addition to supplementary hospital insurance

Hospital Upgrade

As you get older, you’re more likely to need hospital treatment. Looking ahead, it’s a good idea to use Hospital Upgrade for greater flexibility in your choice of supplementary hospital insurance. Hospital Upgrade enables you to switch from the general to the semiprivate hopsital insurance or from the semiprivate to the private hospital insurance without a health check.

Your benefits with Hospital Upgrade

  • Switch once every two years for 20 years
  • Only switch when you want
  • No health check when switching to the next higher supplementary hospital insurance plan 

Take out insurance online now


You can only take out Hospital Upgrade in combination with the Hospital Standard Liberty or Hospital Extra Liberty hospital insurance plans up to the year in which you turn 60.

The amounts listed are for maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal) and the corresponding ordinances, and the general terms of insurance and applicable supplementary terms issued by Sanitas.

Basic insurance
Choose a basic insurance model that meets your needs:
  • Five models for basic insurance
  • Free choice of doctors, telemedicine, family doctor or HMO practice
  • Premium discount of up to 15%
To the models
Supplementary insurance plans
Supplement basic insurance benefits
  • Cover costs that exceed basic insurance
  • Money towards additional treatments such as alternative medicine
  • Contributions towards preventive care such as check-ups
Supplementary insurance
Supplementary hospital insurance plans
Choose a hospital ward
  • General, semiprivate or private
  • Free choice of doctors and hospitals in Switzerland and abroad
  • Greater flexibility thanks to Hospital Upgrade
Hospital insurance