Medical Private: free choice of doctors | Sanitas health insurance
Insurance Basic insurance Free choice of doctors Family doctor model HMO model Telemedicine Supplementary hospital insurance plans Hospital private Hospital semiprivate Hospital general Hospital accident private Hospital accident semiprivate Supplementary insurance Jump Classic Family Easy Medical Private Dental Salary Capital Travel & Guest Care What costs does Sanitas cover? Alternative medicine Vision aids | Glasses & contact lenses Cover abroad Fitness | Prevention Medicines/drugs Incapacity to work Money-saving tips Money-saving tips Life events Starting a family Planning a family Pregnancy Baby Maternity services Coming of age Jump in premiums: why? Your own flat My first job Stay abroad Military service Immigrating and emigrating New to Switzerland Cross-border commuters Moving abroad Support in everyday life Health coaching Fall prevention in old age In the event of illness and accident Contact & help Contact Give us a call Send us a message Where to find us Customer portal & apps Sanitas customer portal Sanitas Portal app Sanitas Active app Sanitas Medgate app Documents & downloads Brochures and product sheets General terms of insurance Supplementary terms Lists Forms for insureds Forms for healthcare providers Search engines Doctor locator Therapist search for alternative medicine Generic drug finder Good to know News Information Shop & partner offers Sanitas Shop Mail order pharmacy Movu Switching to Sanitas
MED_SEN_gespraech__D3S7683.jpg

Free choice of doctors worldwide

Medical Private

Your basic insurance covers standard benefits such as medical treatment at your place or residence or place of work. The Medical Private supplementary insurance plan gives you a free choice of doctors abroad, too, for example if you want to receive treatment from your family doctor in Germany.  

Your benefits with Medical Private

The supplementary insurance covers the costs of planned outpatient treatments and prescribed therapies abroad. It only includes benefits that are covered under basic insurance in Switzerland and up to CHF 100,000 per calendar year. You pay 10% of the treatment costs.

 

  • Outpatient treatment in Switzerland and abroad
  • Also applies to doctors who do not settle bills pursuant to KVG/LAMal
  • Costs covered up to CHF 100,000, maximum copayment of CHF 1,000

Overview of benefits

The amounts listed are maximum benefits and – unless specified otherwise – are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal) and the corresponding ordinances, the general terms of insurance and applicable supplementary terms issued by Sanitas.

Go to a doctor of your choice

Switzerland provides excellent medical care. However, there are sometimes occasions when you want to go to a doctor outside Switzerland. For example, if you want to be examined by your gynaecologist in Germany who you’ve known for years. Or if you suffer an injury while playing sport and want to go to the nearest physiotherapist, but their practice is on the other side of the border. Such cases are not covered under basic insurance.

Take out insurance online now

You can take out insurance online or by phoning our customer service team. Our advisors are available from Monday to Friday, 8 am to 8 pm on 0800 22 88 44.

Downloads