Your basic insurance covers the costs of emergency treatment abroad – but this doesn’t apply everywhere. If you’re outside Europe, you may be left with a hefty bill, because medical treatment is very expensive in some countries.
Imagine you are abroad and have an accident or fall ill. You have to go to a doctor. But what are the financial consequences? In countries such as the USA or Japan medical treatment is much more expensive than in Switzerland. And in many cases, patients have to pay costs in advance.
With the right supplementary insurance, you don’t have to worry about the money. We cover a large part of the costs. And we help coordinate your treatment. For example, we cover any upfront costs.
Basic insurance covers the costs in accordance with the social security tariff of the country in question. This applies to all countries within the European Union (
Basic insurance covers up to twice the amount that the treatment costs in your canton of residence. You have to cover any additional costs.
Transport and rescue
In addition to the treatment costs, basic insurance covers 50%, up to CHF 500, for transport and 50%, up to CHF 5,000, for search and rescue operations.
The following supplementary insurance plans cover higher costs and offer additional benefits for
What should you do if you need medical help abroad? Which costs are covered? In the Sanitas Portal you’ll find the most important services, information, contact details and forms for trips abroad – all in one place. It’s also a good idea to install the Sanitas Portal app on your smartphone.