Your basic insurance covers the costs of emergency treatment abroad – but this doesn’t apply everywhere. If you’re outside Europe, you may be left with a hefty bill, because medical treatment is very expensive in some countries.
Imagine you are abroad and have an accident or fall ill. You have to go to a doctor. But what are the financial consequences? In countries such as the USA or Japan medical treatment is much more expensive than in Switzerland. And in many cases, patients have to pay costs in advance.
With the right supplementary insurance, you don’t have to worry about the money. We cover a large part of the costs. And we help coordinate your treatment. For example, we cover any upfront costs.
Within Europe
The basic insurance covers the costs according to the social insurance tariff of the respective country. This applies to all countries within the European Union (
Outside Europe
Basic insurance covers up to twice the amount that the treatment costs in your canton of residence. You have to cover any additional costs.
Transport and rescue
In addition to the treatment costs, basic insurance also covers a contribution towards the transport costs.Within the EU, EFTA and the United Kingdom (UK), this corresponds to the costs according to the social insurance tariff of the respective country or 50 per cent up to CHF 500. Outside Europe, it is 50 per cent up to a maximum of CHF 1,000.
Please note: The costs of medical repatriation and rescue transport abroad are not covered by basic insurance. These costs are borne by you.
The following supplementary insurance plans cover higher costs and offer additional benefits for
Vital Basic
Vital Smart
Vital Premium
100% for outpatient and inpatient treatment (including the cost of medication) for max. 180 days
100% of services organised by Sanitas Assistance (including transportation and repatriation, purchase of medicines, organisation of accommodation, up to 10 overnight stays at CHF 200 each)
Hospital Standard Liberty
Hospital Extra Liberty
Hospital Top Liberty
Medical Private
Easy
What should you do if you need medical help abroad? Which costs are covered? In the Sanitas Portal you’ll find the most important services, information, contact details and forms for trips abroad – all in one place. It’s also a good idea to install the Sanitas Portal app on your smartphone.