Premium calculator
Health insurance premiums in Switzerland change every year. So it’s worth checking what’s on offer. You can use our premium calculator to find out how much you’ll pay in just a few steps. Quick, simple and with no obligation.
Important information on health insurance premiums in 2025
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What factors affect premiums?
Region
Premiums vary by place of residence or canton due to regional differences in health costs.
Age
Younger people tend to pay lower premiums. Premiums usually increase with age.
Insurance model
Which basic insurance model you choose can affect your premium, for example, the family doctor model, telemedicine model or HMO model.
Deductible
The deductible is the amount you pay towards your health costs each year. Usually, the higher the deductible, the lower your monthly premiums.
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