New: full cover even with a pre-existing condition
Supplementary outpatient hospital insurance
High-end medical care and comfort
Supplementary outpatient hospital insurance:
Hospital Day Comfort
If having a private or semiprivate level of hospital comfort is also important to you when undergoing outpatient procedures, then Hospital Day Comfort is right for you.
Key benefits
Who is Hospital Day Comfort suitable for?
Hospital Day Comfort is the right choice for anyone who wants the usual high standard and comfort of private or semiprivate insurance, even for outpatient procedures .
Why supplementary outpatient hospital insurance makes sense
Medical procedures are increasingly taking place on an outpatient basis. That means you don’t have to stay overnight in hospital and can go home on the day of treatment. In this case the benefits of traditional inpatient insurance no longer apply. Hospital Day Comfort supplementary outpatient hospital insurance closes this gap in your insurance cover.
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All-round support before, during and after an outpatient procedure
Before the procedure
You have a Sanitas contact person for all questions relating to the outpatient procedure. They will be on hand to help throughout the procedure. Are you unsure about a diagnosis or treatment? Your contact will be happy to organise an independent second opinion for you. You can also choose at which renowned partner hospital you would like to undergo the procedure. You can find the right clinic easily using our handy partner hospital locator.
On the day of the procedure
Benefit from a free choice of doctors and the opportunity to be cared for and treated by senior doctors. To enable you to approach the procedure as relaxed as possible, Hospital Day Comfort will cover the accommodation costs for you and an accompanying person in a hotel near the hospital or directly in the hospital (without accompanying person). We also bear the travelling expenses. After the procedure, your recovery begins in a private recovery area, where you can be catered for if you wish.
After the procedure
Perhaps you’re still weak after your operation and need help at home. Hospital Day Comfort supports you up to the amount of CHF 2,800 per calendar year: a maximum of CHF 1,000 for childcare or pet care, and a maximum of CHF 1,800 for home help and food deliveries. And you benefit from discounts and vouchers, for example for delivery services.
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The fastest route to an expert
Appointment with a specialist at short notice
Thanks to the Priority Access service, you will receive an appointment with a specialist within just five days. This is the best way to find out whether you need an outpatient procedure – and if so, in what form.
Second medical opinion within just five days.
If you are unsure about a diagnosis or treatment, your personal customer advisor will be happy to organise an independent second opinion for you.
Personal advice
One Sanitas contact person for everything. They are on hand to support you during the procedure and with the organisation of additional services (e.g. home help, second medical opinion) and administrative clarifications.
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Modern supplement to hospital insurance
Inpatient private or semiprivate hospital insurance offers additional benefits for medical procedures that require at least one overnight stay in hospital. If your procedure takes place on an outpatient basis and you do not have to stay overnight, these additional benefits don’t apply. Hospital Day Comfort closes this gap in your insurance cover and you enjoy the private or semiprivate hospital level of comfort even when undergoing outpatient procedures.
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Treatment in recognised hospitals
This service helps you find the right partner hospital for your outpatient procedure quickly and easily – with useful additional information such as specialist areas or availability of Priority Access.
Full cover even with a pre-existing condition
With the individual premium supplement, Sanitas is the first health insurer in Switzerland to offer many people with pre-existing health conditions or consequences of accidents the option to take out supplementary insurance with full cover.
Overview of benefits
Basic insurance |
Hospital Day Comfort | |
|---|---|---|
| Calculate premium
| ||
| Free choice of doctors | Accredited specialists throughout Switzerland |
Free choice of doctors incl. specialists and heads of department (e.g. senior physicians, chief consultants) in all Sanitas-accredited partner hospitals in Switzerland |
| Privacy and comfort | Multi-bed recovery area |
Private, comfortable recovery area incl. Meals |
| Innovative services | – |
Max. CHF 5,000 per calender year as per list of Sanitas-accredited partner hospitals and their services |
| To and from hospital/clinic | – |
Max. CHF 500 per procedure, max. CHF 1,000 per calendar year |
| Overnight accommodation | – |
Max. CHF 500 per procedure, max. CHF 1,500 per calendar year |
| Home help and meal delivery | – |
Max. CHF 60/day, max. CHF 1,800 per procedure |
| Care services | – |
A total of max. CHF 1,000 per procedure, max. CHF 2,000 per calendar year
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Downloads
Frequently asked questions
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What are examples of outpatient procedures?
Examples of procedures that are performed on an outpatient basis as standard include: meniscus surgery, inguinal hernia surgery (unilateral), destruction of kidney stones or tonsillectomy. The government and the cantons publish lists of operations that are generally performed on an outpatient basis.
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Will I receive support with everyday life before and after an outpatient procedure?
If you initially have physical limitations, we will be happy to assist you: for up to one month before or after the operation, you can call on a home help who will take care of cooking, washing and ironing, shopping, cleaning, gardening and plant care for you. We also contribute to the costs of childcare or pet care. As well as food deliveries for up to 14 days after the outpatient procedure.
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What exactly does innovative benefits mean?
The world of medicine is developing fast – from new procedures and aids to optimised implants. Our supplementary hospital insurance gives you access to this and we cover part of the costs. Find out more on our hospital list.
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Can I take out Hospital Day Comfort without a health check?
If you wish to take out supplementary insurance, you are obliged to answer questions about your state of health. On the basis of this information, we will decide whether and under what conditions we will accept your insurance application.
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