Hospital Day Comfort – outpatient hospital insurance for high-end medical care and comfort

Outpatient hospital

More and more operations are being carried out on an outpatient basis. This means that you don’t stay in hospital overnight. With a hernia, kidney stones or meniscus surgery, for example, you’re quickly left to fend for yourself. With the Hospital Day Comfort supplementary insurance plan, you benefit from a private standard of hospital care for outpatient procedures with great value for money. 

Key benefits of outpatient hospital insurance

  • Free choice of doctors and hospitals among all Sanitas-accredited partner hospitals
  • Rapid access to specialists and second medical opinion
  • Costs of travel, meals and overnight accommodation are covered
  • Maximum comfort and privacy
  • Innovative procedures, aids and implants are covered
  • Rapid access to specialists and second medical opinion

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What are outpatient procedures?

In contrast to inpatient procedures, an outpatient procedure allows you to leave hospital the same day. This is because more and more operations are so standardised and safe that an overnight stay in hospital is no longer necessary. But also because the government and cantons publish lists of operations that are to be performed as standard as outpatient procedures. Here are a few examples: meniscus surgery, hernias, kidney stones, tonsillectomy.

The ongoing shift towards outpatient services is expected to continue in the future. It is already established practice in countries like the USA, for example. With Hospital Day Comfort, you are well prepared for this transition. This supplementary insurance plan is an add-on for statutory health insurance and ensures you enjoy private coverage for outpatient procedures. Your benefits:

  • Before the procedure: A personal contact from Sanitas is on hand to support you throughout the process – for example by organising a second medical opinion. You can also choose at which renowned partner hospital you would like to undergo the procedure. The handy partner hospital locator helps you find the right service provider quickly and easily.
  • On the day of the procedure: No overnight stay is planned for outpatient procedures. However, to ensure you can approach the procedure with peace of mind, Hospital Day Comfort covers your travel expenses and the cost of overnight accommodation in a nearby hotel (with an accompanying person) or in a partner hospital (without an accompanying person). You can also be sure that you are in the best of hands thanks to the free choice of doctors (including the senior physician). After the procedure, you benefit from a comfortable private recovery area including a meal – for the best possible recovery before returning home.
  • After the procedure: With outpatient procedures, you usually leave the hospital on the same day. So it is possible that you will still be exhausted or restricted in your mobility when you get home. Hospital Day Comfort pays up to CHF 1,000 for care services (e.g. for children or pets) and offers attractive vouchers (e.g. Migros Online, Uber, Orell Füssli) to help out.

We recommend this supplementary insurance to anyone who values a higher standard of hospital care. For example, free choice of doctors (including senior physician), maximum comfort and personal care before, during and after the outpatient procedure.


Do you already have private or semiprivate hospital insurance?

This covers medical procedures for which you have to stay at least one night in hospital. However, if the procedure is carried out on an outpatient basis, you lose your additional benefits. Hospital Day Comfort closes these gaps in your cover so you can enjoy a private level of hospital care for outpatient procedures, too.


Don’t have hospital insurance yet?

Hospital Day Comfort ensures you receive a private level of care for outpatient procedures and you enjoy the benefits of private supplementary hospital insurance at an attractive price.

Valuable services


Personal customer advisor

You have one contact for all your needs who will be happy to help with any questions you may have regarding a procedure or administrative matters and will also help organise additional benefits (e.g. home help, second medical opinion).

Second medical opinion

If you are unsure with regard to a diagnosis or a specific treatment, your personal customer advisor will be happy to arrange an independent second opinion for you.

Faster access to specialists

Thanks to the Priority Access service, you will receive an appointment with a specialist within just 5 days if you have to undergo an outpatient procedure.

Partner hospital locator

This service helps you find the right partner hospital for your outpatient procedure quickly and easily – with useful additional information such as specialist areas or availability of Priority Access.

Attractive vouchers

If you have to undergo an outpatient procedure, we not only help you with all the organisation, we also send you attractive vouchers from our partners so you can focus on your recovery:

  • 20% discount for Orell Füssli
  • 20% discount for Petcenter
  • Up to CHF 30 discount for Uber and Uber Eats
  • Two free editions of the Annabelle magazine
  • Free magazines from Ringier Axel Springer Schweiz (e.g. LandLiebe, Interview by Ringier, Handelszeitung, Bilanz)
  • Voucher for Migros Online

The amounts listed are for maximum benefits and, unless specified otherwise, are valid for each calendar year. Benefits are granted only in accordance with the Swiss Federal Health Insurance Act (KVG/LAMal) and the corresponding ordinances, and the general terms of insurance and applicable supplementary terms issued by Sanitas.

Basic insurance
Choose a basic insurance model that meets your needs:
  • Five models for basic insurance
  • Free choice of doctors, telemedicine, family doctor or HMO practice
  • Premium discount of up to 15%
To the models
Supplementary insurance plans
Supplement basic insurance benefits
  • Cover costs that exceed basic insurance
  • Money towards additional treatments such as alternative medicine
  • Contributions towards preventive care such as check-ups
Supplementary insurance
Supplementary hospital insurance plans
Choose a hospital ward
  • General, semiprivate or private
  • Free choice of doctors and hospitals in Switzerland and abroad
  • Greater flexibility thanks to Hospital Upgrade
Hospital insurance